Money Management

Unleashing your customer’s financial destiny

Uncovering income and spending patterns to offer bespoke financial products and services

Access multiple accounts from one connection

Consumers and businesses are experiencing financial difficulty. And with a lack of visibility, across multiple accounts, Personal Finance Management (PFM) providers struggle to offer the relevant products and services.

Yapily enables PFM providers to build solutions to suit a customer's lifestyle or business stage. Using one seamless connection, Yapily fetches categorised data from multiple accounts which empowers businesses to respond to customer needs in real-time. Harnessing these powerful insights, providers have an elegant and innovative solution to improve financial wellbeing by encouraging customers to save or manage debt.

4.1 million adults experiencing financial difficulty in the UK

Built and designed for Open Banking

Real-time bank connectivity to power your budgeting and money management applications

Improving access to financial services

Access to account information allows your business to offer faster, smarter and affordable products for customers

Deep-learning categorisation

Using transaction data to uncover valuable insight including spend patterns, sources of income, debt and identity verification

Seamless, branded user experience

Yapily powers business applications behind the scenes and is invisible to the consumer

Trusted and secure

We use data to continuously improve performance, service and experience without ever compromising on security or selling clients’ data

How it works

  • Integrate with Yapily

    A single integration to Yapily gives access to thousands of bank connections - all of which are meticulously tested and support Open Banking standards.

  • Access secure and trusted financial data

    Users are taken through a seamless journey to select and give consent to share account information and initiate single, recurring and domestic payments.

  • Unlock customer data to reveal valuable insight

    Categorised transactions provide actionable insights into financial history, spending patterns and income behaviours allowing you to better serve your customers