Money Management

Make money management smarter with Open Banking

Uncover income and spending patterns to offer bespoke financial products and services using real-time, secure financial data with Open Banking.

Access multiple accounts from one connection

Yapily enables PFM providers to build solutions to suit a customer's lifestyle or business stage. Using one seamless Open Banking API connection, Yapily fetches categorised data from multiple accounts which empowers businesses to respond to customer needs in real-time.

Harnessing these powerful insights gives providers the ability to automate and create innovative solutions. So that businesses and consumers have the power to improve their financial wellbeing by managing debt, investments or savings more efficiently.

Yapily’s API technology is unrivalled, and its coverage across Europe is extensive, so this partnership provides us with a scalable solution for customers.
Giovanni Dapra, CEO at Moneyfarm

Built and designed for Open Banking

Real-time bank connectivity to power your budgeting and money management applications

Improving access to financial services

Access to account information allows your business to offer faster, smarter and affordable products for customers

Deep-learning categorisation

Using transaction data to uncover valuable insight including spend patterns, sources of income, debt and identity verification

Seamless, branded user experience

Yapily powers business applications behind the scenes and is invisible to the consumer

Trusted and secure

We use data to continuously improve performance, service and experience without ever compromising on security or selling clients’ data

How it works

  • Integrate with Yapily

    A single integration to Yapily gives access to thousands of bank connections - all of which are meticulously tested and support Open Banking standards.

  • Access secure and trusted financial data

    Users are taken through a seamless journey to select and give consent to share account information and initiate single, recurring and domestic payments.

  • Unlock customer data to reveal valuable insight

    Categorised transactions provide actionable insights into financial history, spending patterns and income behaviours allowing you to better serve your customers