Payments

Open Banking powered payments

Enable your customers to safely make low-cost payments and transfers. Open Banking payments are bank to bank, no middlemen or unnecessary transaction fees. Power up your payment solutions.

Simplify payments and transfers using one seamless connection

The explosive rise in electronic payments brings new complexities for Banks and Payment Service Providers. From payment access and processing fees to fraud risk and compliance, providers can no longer ignore the technical threats that could impact the payment experience for customers.

Yapily simplifies payments and transfers using one seamless connection. Yapily is the gateway for companies to quickly collect funds and process payments on behalf of customers. A single integration gives access to thousands of bank connections, enabling providers to focus on simplifying the payment process while benefiting from a significant fee reduction.

Our goal is to fix a broken payment landscape offering a frictionless service for our end customers and with Yapily we have been able to get closer to that quickly.
Carlos Gonzalez-Cadenas, COO at GoCardless

Built and designed for Open Banking

Bank-to-bank payment connectivity with security in mind

Faster access to funds

Simplify your customer payment journey and accelerate access to funds

Significantly reduce payment fees

Card payments are bypassed altogether, thereby substantially reducing costs

Deep-learning categorisation

Using transaction data to uncover valuable insight including spend patterns, sources of income, debt and identity verification

Seamless, branded user experience

Yapily powers business applications behind the scenes and is invisible to the consumer

Trusted and secure

We use OpenID, OAuth2 and ISO 27001:2013 certified

How it works

  • Integrate with Yapily

    A single integration to Yapily gives access to thousands of bank connections - all of which are meticulously tested and support Open Banking standards.

  • Access secure and trusted financial data

    Users are taken through a seamless journey to select and give consent to share account information and initiate single, recurring and domestic payments.

  • Unlock customer data to reveal valuable insight

    Categorised transactions provide actionable insights into financial history, spending patterns and income behaviours allowing you to better serve your customers