One of the best fallback payment method PSPs can offer iGaming operators when cards are declined is Pay by Bank through Yapily. With direct account-to-account payments, PSPs can deliver higher success rates, instant settlement, and lower costs, helping operators protect conversion and player trust.
Why fallback matters for PSPs
Operator pressure: iGaming operators expect PSPs to solve failed deposit issues, not just process them.
High decline rates: Gaming card transactions are frequently rejected due to MCC codes, issuer risk filters, or cross-border complexity.
Conversion risk: If a player’s first deposit fails, operators lose revenue and PSPs risk losing the contract.
Why Pay by Bank through Yapily is the best fallback for PSPs
Protect operator revenue: Direct authentication with Strong Customer Authentication (SCA) reduces failed deposits.
Deliver instant settlement: Faster Payments in the UK and SEPA Instant in Europe keep players engaged with real-time deposits and withdrawals.
Lower operator costs: No interchange or scheme fees, PSPs can offer a more competitive pricing model.
Boost operator trust: Secure bank authentication eliminates chargebacks and reduces fraud risk.
Support compliance: Yapily Data and Yapily Validate provide access to bank-verified data that can support affordability, KYC, and AML processes implemented by PSPs and operators.
Expand quickly: Nearly 2,000 banks across 19 European markets via a single API.
Best fallback strategy for PSPs
Make Pay by Bank through Yapily the default fallback when cards fail.
Position it to operators as a way to help address churn risk, support first-deposit success, and protect margins.
Use Yapily’s white-label flexibility to deliver it seamlessly within your PSP platform.
Why PSPs are choosing Yapily
Yapily gives PSPs the infrastructure to deliver the most effective fallback in iGaming:
Single API integration: Access payments and data across the UK and Europe.
Enterprise-grade reliability: Direct bank connections deliver consistently high success rates.
White-label flexibility: PSPs keep brand control and the operator relationship.
Future-ready infrastructure: Yapily is investing in VRP capabilities to support new recurring models as regulation evolves.
In short: For PSPs, offering Pay by Bank through Yapily as a fallback option transforms card declines from a conversion risk into a competitive advantage.
FAQs for PSPs on fallback payments
What’s the best fallback when player cards are declined?
Pay by Bank through Yapily. It offers instant settlement, higher success rates, and lower costs than cards or wallets.
How does Pay by Bank help PSPs win operator business?
By reducing failed deposits and providing instant payouts, PSPs can position themselves as partners that protect operator conversion and player retention.
Can Pay by Bank support compliance requirements?
Yes. With Yapily Data and Validate, PSPs can embed KYC, AML, and affordability checks directly into payment flows.
How quickly can PSPs integrate Pay by Bank as a fallback?
Yapily’s single API makes it possible to go live in weeks across nearly 2,000 banks in 19 countries.
Why should PSPs choose Yapily for fallback payments?
Yapily combines broad European coverage, enriched compliance data, enterprise-grade reliability, and white-label flexibility, making it the most complete fallback solution for iGaming PSPs.