Better, fairer lending for everyone

Leverage the power of open banking to make credit assessments faster and more informed than ever before. Quickly and confidently vet customers and streamline repayments.

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2,000+

Banks and institutions seamlessly integrate with our platform covering consumer and business payments

19

Countries and counting, with 95%+ account coverage in the UK and Germany

3,500+

Applications created by customers, powered by Yapily's API

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OPEN BANKING USE CASES FOR LENDERS

Streamline repayments

Reduce the chance of late payments by offering customers direct, instant, and secure account-to-account open banking payments

Support financial inclusion

Go beyond outdated scoring systems and use real-time financial data to offer more inclusive financial services

Optimise credit risk and affordability models

Accurately assess credit risk and affordability to help you make better decisions about your customers and boost conversions


The speed and accessibility to on-command Open Banking data that Yapily provides us, enables us to relay information that is useful and accessible to all our applicants in order to improve their financial wellbeing, whether that’s through access to credit or improved benefit entitlement.

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Head of Customer Proposition at Salad Money
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One platform. Limitless possibilities. Let's build the future together.