Better, fairer lending for everyone

Leverage the power of open banking to make credit assessments faster and more informed than ever before. Quickly and confidently vet customers and streamline repayments.

Image description


Banks and institutions seamlessly integrate with our platform covering consumer and business payments


Countries and counting, with the majority of banks covered in the UK and Germany


Applications created by customers, powered by Yapily's API

Image description


Streamline repayments

Reduce the chance of late payments by offering customers direct, instant, and secure account-to-account open banking payments

Support financial inclusion

Go beyond outdated scoring systems and use real-time financial data to offer more inclusive financial services

Optimise credit risk and affordability models

Accurately assess credit risk and affordability to help you make better decisions about your customers and boost conversions

The speed and accessibility to on-command Open Banking data that Yapily provides us, enables us to relay information that is useful and accessible to all our applicants in order to improve their financial wellbeing, whether that’s through access to credit or improved benefit entitlement.

Image description
Head of Customer Proposition at Salad Money
Image description
Image description

One platform. Limitless possibilities. Let's build the future together.