Enable your customer
Secure, accurate data and a seamless user journey
Frictionless User Journey
We would never sit between you and your clients. We are invisible to end consumers. See your conversion ratios jump!
Maintenance
We are connected to all banks that offer APIs - incumbents and challengers - and we will constantly add and manage new financial institutions as they become available. Global integration is achievable via our single API.
Real-Time Data
We offer Account Information, Open Data and Payment Initiation all via API and in real time. Everything you need to build your product.
Developer Focused
Build, connect and test our APIs in seconds
[
{
"balance": 5000,
"currency": "GBP",
"description": "Personal Savings",
"id": "hsbc-uk",
"type": "Savings Account"
},
{
"balance": 1200,
"currency": "GBP",
"description": "Joint Current Account",
"id": "monzo-uk",
"type": "Current Account"
},
{
"balance": 900,
"currency": "USD",
"description": "International Savings",
"id": "citi-usa",
"type": "International Account"
}
]
[
{
"amount": -1200,
"currency": "GBP",
"date": "2018-04-01T08:00:00.155Z",
"description": "Mortgage Payment",
"id": "Monzo-Current Account"
},
{
"amount": -50,
"currency": "GBP",
"date": "2018-04-01T14:42:04.186Z",
"description": "Amazon UK",
"id": "Monzo-Current Account"
},
{
"amount": 200,
"currency": "string",
"date": "2018-04-18T14:42:04.186Z",
"description": "Monthly ISA Debit",
"id": "Monzo-Current Account"
}
]
{
"addresses":[
{
"addressLines":[
"101 Finsbury Pavement",
"Moorgate"
],
"city":"London",
"country":"United Kingdom",
"postalCode":"EC2A 1RS"
}
],
"birthdate":"25-12-1982",
"email":"stefano@yapily.com",
"firstName":"Stefano",
"lastName":"Vaccino",
"gender":"Male",
"id":"ST 45 44 23 C",
"phone":"+44 02032896393"
}
[
{
"id": "bbva",
"name": "BBVA Bank",
"fullName": "Banco Bilbao Vizcaya Argentaria",
"countries": [
{
"displayName": "Spain",
"countryCode2": "ES"
}
],
"active": true,
"environmentType": "LIVE",
"implemented": true
},
{
"id": "bnp-paribas-sandbox",
"name": "BNP Paribas Bank Sandbox",
"fullName": "BNP Paribas Bank Sandbox",
"countries": [
{
"displayName": "France",
"countryCode2": "FR"
}
],
"active": true,
"environmentType": "SANDBOX",
"implemented": true
},
{
"id": "db-sandbox",
"name": "Deutsche Bank Sandbox",
"fullName": "Deutsche Bank",
"countries": [
{
"displayName": "Germany",
"countryCode2": "DE"
}
],
"active": true,
"environmentType": "SANDBOX",
"implemented": true
},
{
"id": "hellenic-sandbox",
"name": "Hellenic Bank Sandbox",
"fullName": "Hellenic Bank",
"countries": [
{
"displayName": "Cyprus",
"countryCode2": "CY"
}
],
"active": true,
"environmentType": "SANDBOX",
"implemented": true
},
{
"id": "lloyds-sandbox",
"name": "Lloyds Bank Sandbox",
"fullName": "Lloyds Banking Sandbox",
"countries": [
{
"displayName": "United Kingdom",
"countryCode2": "UK"
}
],
"active": true,
"environmentType": "SANDBOX",
"implemented": true
},
{
"id": "nordea",
"name": "Nordea Bank",
"fullName": "Nordea Bank",
"countries": [
{
"displayName": "Denmark",
"countryCode2": "DK"
},
{
"displayName": "Finland",
"countryCode2": "FI"
},
{
"displayName": "Norway",
"countryCode2": "NO"
}
],
"active": true,
"environmentType": "LIVE",
"implemented": true
},
{
"id": "santander-sandbox",
"name": "Santander Sandbox",
"fullName": "Santander Bank",
"countries": [
{
"displayName": "United Kingdom",
"countryCode2": "GB"
}
],
"active": true,
"environmentType": "SANDBOX",
"implemented": false
},
{
"id": "starling",
"name": "Starling Bank",
"fullName": "Starling Bank S.A",
"countries": [
{
"displayName": "United Kingdom",
"countryCode2": "UK"
}
],
"active": true,
"environmentType": "LIVE",
"implemented": false
}
]
- Accounts API: List the user's bank accounts.
- Transactions API: Retrieve the bank account's transactions.
- Identity API: Get the user's identity registered on the bank.
- Payments API: Execute a payment directly from the user's bank account.
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