Wealth and investment
Let customers top up pensions, investments, and savings in one click, within limits they choose, with funds that usually arrive in seconds, ready to invest.
Flexible recurring payments with one-click checkout
Take recurring payments your customers set up once, within limits they choose, with no need to reauthenticate. Funds are checked before every collection, and customers can cancel at any time.
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Build agent-ready payment experiences
One-click payments that convert
Let returning customers pay again in a single click within limits they've previously approved, offering them a frictionless experience that settles in seconds.
Fewer failed payments
Funds are checked before each collection, and there are no expired cards or mistyped card details to cause a failure.
Less manual chasing
Each payment runs through an API when it's due, so there's no batch processing for your team to manage with costly retries and chasing.
Fewer chargebacks and less fraud
Customers authorise the mandate in their own banking app with strong customer authentication, so you never hold card details or banking credentials, which lowers your chargeback and fraud risk.
Less reliance on cards
Add a payment method that runs independently of card networks, so you can offer a fallback payment method during card network outages and protect your business from rising card scheme fees.
Give customers a transparent payment experience
Your customers set the limits, pay without reauthenticating each time, and can cancel whenever they want, which gives them the confidence to set it up and keep it in place.
Read moreHow cVRP works
cVRP works by saving a customer's bank account details and allowing consumers to set limits in advance and give their consent to payments being taken within those limits.
Build programmable payments on cVRP with Yapily
Founding member of the scheme
Yapily is a founding member of the UK Payments Initiative (UKPI), the industry-led scheme behind cVRP, and has worked on and influenced the rollout of cVRP since the beginning.
Read more on cVRP
Control your payment UX
Build mandate setup into your own journey with Hosted Pages, customisable to align with your brand.
Explore our API
Combine with financial insights
Pair programmable payments through cVRP with financial insights from consented, real-time bank data, through one integration, to enable signals for higher collection success, personalised offers, and stronger risk management.
Explore the Yapily ConsoleWhere you can use cVRP today
cVRP is being rolled out in waves, and Wave 1 is live for regulated financial services, utilities, government, and charities. Wave 2 brings e-commerce into scope, including one-click checkout and subscriptions, and is expected in 2027.
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