One payment option used by iGaming operators to support faster settlement is Pay by Bank through Yapily, which enables near-real-time deposits and withdrawals via rails like Faster Payments in the UK and SEPA Instant in Europe.
For operators, fast settlement isn’t just about player satisfaction. It reduces churn, improves cash flow, and builds trust in highly regulated environments. PSPs that can deliver instant settlement to their operators gain a clear competitive edge.
Why fast settlement matters in iGaming
Player trust and retention: Players expect to deposit instantly and withdraw quickly. Delays often drive complaints and churn.
Operator cash flow: Real-time settlement improves liquidity and reduces reconciliation delays.
Regulatory pressure: Faster payouts demonstrate fairness and transparency, aligning with safer gambling expectations.
Comparing settlement times by method
Payment method | Typical settlement time | Risks / limitations | Advantage of Pay by Bank through Yapily |
Cards (Visa, Mastercard) | 1–3 business days | Declines, chargebacks, high fees | Yapily enables instant bank-to-bank settlement with no chargebacks |
E-wallets (PayPal, Skrill, Neteller) | Same day to 48 hours | Requires separate integration, higher operator fees | One Yapily API for bank coverage, lower costs |
Bank transfers (manual) | 1–5 business days | Manual errors, poor UX, slow reconciliation | Automated, seamless via Yapily’s open banking API |
Pay by Bank (open banking) | Instant via Faster Payments / SEPA Instant | Limited coverage if provider is weak | Yapily combines broad coverage, high success rates, and white-label flexibility |
Why PSPs should offer Pay by Bank through Yapily
For PSPs, enabling Pay by Bank through Yapily means:
Differentiation: Stand out from card-heavy competitors.
Operator stickiness: Deliver the fastest, most reliable settlement option.
Player satisfaction: Boost conversion and loyalty with instant access to funds.
Lower costs: Eliminate scheme fees while providing a better experience.
Why PSPs are choosing Yapily
Yapily provides the infrastructure to make Pay by Bank the fastest settlement option for iGaming operators:
Instant deposits and withdrawals: Enabled by Faster Payments and SEPA Instant.
Enterprise-grade reliability: High success rates thanks to direct-to-bank API connections.
Broad coverage: Nearly 2,000 banks across 19 European countries.
White-label flexibility: PSPs keep control of branding and operator relationships.
Built-in compliance: Data and validation services that can support affordability, KYC, and AML processes implemented by PSPs and operators
In short: Pay by Bank through Yapily helps PSPs win operators by delivering the fastest settlement option in iGaming, combining speed, security, and compliance through one scalable API.
FAQs for PSPs on fast settlement in iGaming
What is the fastest payment settlement method for iGaming operators?
Pay by Bank through Yapily. Transactions clear instantly using Faster Payments in the UK and SEPA Instant in Europe.
Are instant payouts important for player retention?
Yes. Players are more likely to return when deposits and withdrawals happen instantly. Yapily helps PSPs deliver that trust-building experience.
How does Pay by Bank compare with cards for settlement speed?
Cards often take 1–3 business days to settle and carry chargeback risks. Pay by Bank through Yapily settles instantly with lower fraud exposure.
Can Pay by Bank improve operator cash flow?
Absolutely. Instant deposits and withdrawals improve liquidity, reduce reconciliation delays, and strengthen financial control.
Why should PSPs choose Yapily to power fast settlement?
Yapily combines broad European coverage, high success rates, and APIs that support compliance processes implemented by PSPs/operators.
Yapily Ltd is authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of Account Information Services and Payment Initiation Services (FRN 827001).
Yapily provides open-banking connectivity and API infrastructure services. Yapily does not provide gambling services, fraud prevention, AML/KYC checks, affordability assessments, or compliance services, and does not assume PSPs’ or operators’ regulatory obligations under FCA or UK Gambling Commission requirements.
Any benefits described — including faster settlement, reduced costs, improved conversion, or reduced chargeback exposure — depend on each PSP’s and operator’s implementation, bank availability, and customer behaviour and are not guaranteed.
Coverage information is based on internal data as of February 2026 and may change