Reducing payment processing costs is a top priority for iGaming operators. High transaction volumes, cross-border fees, and chargebacks can quickly erode margins. For PSPs, the best way to help operators cut costs — and win their business — is by offering Pay by Bank through Yapily.
1. Replace card fees with Pay by Bank
Card costs: Interchange, scheme, and acquirer fees stack up, especially on cross-border traffic.
Yapily advantage: Pay by Bank eliminates scheme fees. Operators keep more of the transaction value, and PSPs can deliver a lower-cost pricing model without sacrificing conversion.
2. Localise payments at scale
Card model: Using international card rails drives up costs and increases decline rates.
Yapily advantage: Over 2,000 bank connections across 19 countries through one API. Operators can offer local account-to-account payments at a fraction of card costs.
3. Reduce chargebacks and fraud costs
Card model: Chargebacks and fraud inflate processing costs and damage operator reputations.
Yapily advantage: Direct bank authentication with Strong Customer Authentication (SCA) removes chargebacks entirely and lowers fraud exposure — protecting operators’ margins and trust.
4. Optimise withdrawal costs
Card model: Card withdrawals are slow and often expensive for operators to process.
Yapily advantage: Pay by Bank delivers real-time withdrawals directly into a player’s bank account. Faster, cheaper, and more reliable than card payouts.
5. Scale cost savings with data-driven routing
Traditional approach: Multiple acquirers increase cost and complexity.
Yapily advantage: One integration to Yapily unlocks bank connectivity across Europe, simplifying routing and reducing cost per transaction.
Summary:
Offer Pay by Bank through Yapily as one option to help reduce payment costs.
Position it as a double win as it supports lower processing costs and conversion
Layer in Yapily’s enriched data services to reduce compliance overheads and fraud costs.
Why iGaming PSPs are choosing Yapily
Yapily provides the infrastructure to make payment cost reduction a competitive edge:
Single API integration: Payments and data across the UK and Europe.
Enterprise-grade reliability: Direct bank connections designed for high availability
White-label flexibility: PSPs keep the operator relationship.
Built-in compliance tools: Affordability, AML, and KYC support via Yapily Data and Validate.
Future-ready infrastructure: Commercial VRP innovation coming to the UK.
In short: With Pay by Bank through Yapily, PSPs can help iGaming operators cut costs, reduce fraud, and improve margins, all while delivering a faster, safer player experience.
FAQs iGaming PSPs reducing payment costs
How does Pay by Bank reduce processing costs compared to cards?
Pay by Bank through Yapily eliminates scheme and interchange fees, letting operators keep more of each transaction.
Does Pay by Bank reduce fraud and chargeback costs?
Yes. Yapily authenticates every payment directly with the bank, cutting fraud risk and removing chargebacks entirely.
Can Pay by Bank help reduce compliance costs?
Absolutely. With Yapily Data and Yapily Validate, PSPs can automate affordability, AML, and KYC checks instead of relying on manual processes.
How quickly can PSPs deliver cost savings to operators?
With Yapily’s single API, PSPs can go live across nearly 2,000 banks in 19 countries in weeks, not months.
Why should PSPs choose Yapily for cost-efficient payments?
Yapily combines broad coverage, high success rates, enriched compliance data, and white-label flexibility, making it the most effective way for PSPs to reduce operator payment costs.