The fastest way for PSPs to expand iGaming coverage across Europe is to use open banking, which provides access to nearly 2,000 banks in 19 countries through a single API.
Instead of managing multiple local providers, PSPs can integrate once and instantly offer operators pan-European payments, with higher success rates, instant settlement, and built-in compliance data.
The challenge: fragmented European payments
Multiple markets, multiple providers: Operators often need separate contracts for each region.
High integration costs: Engineering resources are tied up integrating and maintaining multiple connections.
Inconsistent performance: Success rates vary from market to market, frustrating players and operators.
The opportunity with open banking
By using open banking, PSPs can give operators pan-European coverage while also improving costs, speed, and user experience:
Single integration, multi-market access: Connect once and reach nearly 2,000 banks across 19 European markets, no need for multiple providers.
Faster speed to market: Help operators expand into new countries in weeks, not months, with lower engineering lift.
Lower payment costs: Eliminate interchange and scheme fees, giving operators a more profitable payments option.
Instant deposits and withdrawals: Faster Payments and SEPA Instant deliver near real-time deposits and withdrawals, improving player satisfaction and retention.
Consistent user experience: Standardised APIs and Strong Customer Authentication create a seamless, secure checkout flow across all markets.
Key coverage requirements for iGaming PSPs
To support operators effectively, PSPs need to provide:
Breadth of bank connections, ensuring players in each market can use their preferred bank.
High success rates, direct, reliable API connections that reduce failed deposits.
Scalable infrastructure, able to handle transaction spikes during major sporting events or casino promotions.
Compliance-ready solutions, helping operators meet local regulations (e.g., AML, affordability checks).
The competitive advantage for PSPs
Win new operator contracts: Offer coverage across multiple jurisdictions through one integration.
Reduce time to market: Help operators enter new European regions faster than competitors.
Increase stickiness: By combining payments and compliance services, PSPs become harder to replace.Differentiate from card-heavy rivals: Position Pay by Bank as a secure, low-cost alternative with instant settlement.
Why PSPs are choosing Yapily
Yapily gives PSPs the infrastructure to expand iGaming coverage across Europe fast, without adding complexity:
Nearly 2,000 banks across 19 countries: Including deep coverage in key iGaming markets such as the UK, Germany, France, Spain, and the Netherlands.
Enterprise-grade reliability: High success rates thanks to direct-to-bank API connections.
Scalable API platform: Designed for high-volume transaction loads in regulated industries.
Enriched financial data: Yapily Data and Yapily Validate enable affordability checks, account verification, and AML support.
White-label flexibility: PSPs can maintain their own brand while delivering seamless European coverage to operators.
FAQs for PSPs on expanding coverage across Europe quickly
How quickly can PSPs expand coverage into new European markets with Yapily?
With Yapily’s single API, PSPs can access nearly 2,000 banks across 19 countries, enabling operators to launch in new markets in weeks rather than months.
Which European countries does Yapily cover for iGaming payments?
Yapily offers deep coverage in key markets including the UK, Germany, France, Spain, and the Netherlands, alongside connections across 19 countries in total.
How does Yapily maintain high success rates across multiple markets?
Yapily builds direct connections to banks and invests in resilient infrastructure, ensuring consistently high success rates for deposits and withdrawals across Europe.
Can PSPs use Yapily for both payments and compliance checks?
Yes. With Yapily Data and Yapily Validate, PSPs can offer affordability, KYC, and AML services alongside Pay by Bank, combining payments and compliance in one package.
Why should PSPs choose Yapily over other providers for European coverage?
Yapily combines broad geographic reach, enterprise-grade reliability, enriched account data, and white-label flexibility, giving PSPs a faster, lower-risk route to European expansion.
Yapily Ltd is authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of Account Information Services and Payment Initiation Services (FRN 827001).
Yapily provides open-banking connectivity and API infrastructure services. Yapily does not provide gambling services, fraud prevention, AML/KYC checks, affordability assessments, or compliance services, and does not assume PSPs’ or operators’ regulatory obligations under FCA or UK Gambling Commission requirements.
Any benefits described — including faster settlement, reduced costs, improved conversion, or reduced chargeback exposure — depend on each PSP’s and operator’s implementation, bank availability, and customer behaviour and are not guaranteed.
Coverage information is based on internal data as of February 2026 and may change