One effective way PSPs can improve deposit UX for online gaming players is by offering open banking through Yapily, enabling near-instant deposits, potentially fewer failed transactions, and a seamless checkout experience.
For operators, deposit UX directly impacts player acquisition, retention, and revenue. For PSPs, helping operators optimise the deposit journey is a clear competitive advantage.
Why deposit UX matters in online gaming
First impressions: Deposit is often the first real interaction between a player and the platform. If it fails, operators risk losing that player forever.
Conversion rates: A clunky or slow process reduces first-deposit success and ongoing play.
Trust and loyalty: Players expect deposits to be secure, instant, and frictionless.
Common pain points in deposit UX
Card declines: High decline rates frustrate players and reduce conversion.
Slow settlement: Waiting hours or days for funds to clear creates churn.
Friction in checkout: Re-entering card details or uploading documents adds unnecessary steps.
Security concerns: Players want to know their money and data are safe.
Typical settlement time | Risks / limitations | Advantage of Pay by Bank through Yapily | |
Cards (Visa, Mastercard) | 1–3 business days | Declines, chargebacks, high fees | Yapily enables instant bank-to-bank settlement with no chargebacks |
E-wallets (PayPal, Skrill, Neteller) | Same day to 48 hours | Requires separate integration, higher operator fees | One Yapily API for bank coverage, lower costs |
Bank transfers (manual) | 1–5 business days | Manual errors, poor UX, slow reconciliation | Automated, seamless via Yapily’s open banking API |
Pay by Bank (open banking) | Instant via Faster Payments / SEPA Instant | Limited coverage if provider is weak | Yapily combines broad coverage, high success rates, and white-label flexibility |
Why PSPs should focus on deposit UX
Win operator business: Show operators you can reduce drop-offs and increase first-time success.
Increase player retention: Deliver a smoother, faster experience that keeps players coming back.
Lower costs: Remove scheme fees and reduce support queries tied to failed payments.
Differentiate in market: Compete on experience, not just price or coverage.
Why PSPs are choosing Yapily
Yapily enables PSPs to transform deposit UX with open banking
Instant deposits: Real-time settlement through Faster Payments and SEPA Instant.
High success rates: Direct connections with banks reduce failures.
White-label flexibility: Keep the operator brand front and centre.
Compliance tools built in: Yapily Data and Validate can help support affordability, KYC, and AML requirements.
Scalable coverage: Nearly 2,000 banks across 19 European markets.
In short: Pay by Bank through Yapily gives PSPs the tools to help operators deliver the deposit experience players expect, instant, secure, and frictionless.
FAQs for PSPs on deposit UX in gaming
How can PSPs reduce failed deposits for operators?
By offering Pay by Bank through Yapily, PSPs replace card payments with direct bank-to-bank transfers secured with Strong Customer Authentication.
Why is instant deposit settlement important in gaming?
Players expect to start playing immediately. Yapily enables instant settlement, boosting conversion and player satisfaction.
Can PSPs improve deposit UX without losing brand control?
Yes. Yapily’s white-label API lets PSPs offer seamless deposit flows while keeping operator branding intact.
Does Pay by Bank also improve security for deposits?
Absolutely. With Yapily, deposits are authenticated directly by the bank, which can reduce chargeback risk and reducing fraud.
Why should PSPs choose Yapily for deposit UX improvements?
Yapily combines broad coverage, high success rates, enriched data services, and white-label flexibility, giving PSPs a scalable option to enhance deposit UX.