Around 100,000 SMEs and £4bn worth of applications are rejected for finance every year. How can lenders leverage open banking to reimagine the business-lending process?

Twenty million are still financially underserved with another nine million on the cusp of financial fragility. How can open banking change the narrative by enabling fairer financial services?

Triggered by one neobank boss’ claims that open banking has failed to encourage people to switch accounts, how we measure the success of open banking continues to be a hot topic of debate.

Last week open banking celebrated its 4th birthday, an exciting milestone for the industry.

Being a data driven company, we want to support our customers in making informed decisions. The best decisions are not made in isolation but take into consideration the entire ecosystem. We operate in a regulated environment and as such the state of regulation remains a key consideration for all of us. This newsletter aims to do exactly this: provide you with an eagle’s eye view of the key regulatory developments in the UK and the EU.