What's the ROI of Pay by Bank for iGaming PSPs?

For PSPs serving iGaming operators, Pay by Bank delivers a strong return on investment. The gains come from higher conversion, lower costs, better retention, and reduced fraud and compliance overhead. By offering Pay by Bank through Yapily, PSPs can create measurable financial upside for their operator clients while strengthening their own proposition.

Boosts conversions and adoption

Pay by Bank often converts better than cards because payments are authorised directly with the player’s bank. With fewer failed deposits and smoother onboarding, PSPs using Yapily can help operators drive more first-time deposits and repeat play.

Reduces costs significantly

Pay by Bank cuts out card networks and their percentage-based fees. Operators may pay less in processing costs compared with cards, and chargeback costs are eliminated entirely. By integrating Yapily, PSPs can offer operators fixed-fee account-to-account payments that improve margins and reduce financial risk.

Enhances player experience and retention

Players value instant deposits and withdrawals. With Pay by Bank, funds move in seconds rather than days, reducing abandonment and improving trust. Operators have even seen support requests fall after adopting instant payout methods, which lowers operational overhead. Yapily enables PSPs to provide operators with these frictionless payment journeys across multiple markets.

Fraud reduction and compliance efficiency

Because payments are authenticated through the bank app with Strong Customer Authentication, fraud exposure is lower than with cards. In addition, real-time access to bank data can support KYC, AML, and affordability checks, reducing manual compliance costs. Yapily’s API helps PSPs embed these features seamlessly into their payment offering.

ROI snapshot

ROI Factor

Impact in iGaming

Conversions & Uptake

High conversion and uptake

Cost Savings

Lower fees, no chargebacks 

Operational Efficiency

Fewer support tickets and retries

Player Retention

Instant payments drive loyalty and higher LTV

Security & Compliance

Bank-level authentication, streamlined KYC/AML

FAQs: ROI of Pay by Bank in iGaming, 2025

What financial benefits do operators see from Pay by Bank?They benefit from higher conversion, lower payment costs, and no chargebacks. With Yapily, PSPs can deliver these advantages at scale.

How does Pay by Bank improve operational efficiency?It reduces failed deposits, retries, and support tickets related to payments. Some operators have reported fewer withdrawal-related queries after introducing Pay by Bank, which frees up internal resources. Yapily helps PSPs streamline this efficiency.

Can Pay by Bank enhance the player journey?Yes. Instant deposits and withdrawals reduce friction, improve trust, and increase loyalty. Yapily allows PSPs to deliver this smooth experience consistently across markets.

What role does Pay by Bank play in compliance?Pay by Bank provides verified bank data that supports KYC, AML, and affordability checks. PSPs working with Yapily can offer operators integrated compliance tools as part of their payment flows.

How does Pay by Bank create ROI beyond cost savings?The biggest long-term return comes from player retention and lifetime value. By enabling fast, trusted, and secure payments, PSPs using Yapily help operators build stronger relationships with players and reduce churn.

Pay by Bank boosts conversion, cuts costs, and builds loyalty. With Yapily, PSPs can turn these advantages into measurable ROI for iGaming operators.

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