TaxHeaven and Yapily are giving sole traders and landlords a compliance experience built around how real people think about money.

We’re pleased to announce our partnership with TaxHeaven. Designed specifically for sole traders and landlords, TaxHeaven makes Making Tax Digital (MTD) compliance free, with simple interfaces, practical AI, and open banking at its core.

TaxHeaven provides MTD-compliant software that allows users to track income and expenses, submit quarterly updates, and file annual Self-Assessment returns. Powered by Yapily's open banking infrastructure, users can securely connect their bank accounts and automatically sync transactions into the platform, with no manual data entry, no CSV uploads, and no chasing paper receipts.

Simplifying tax compliance for MTD

From April 2026, HMRC’s Making Tax Digital mandate will require 2.9 million UK sole traders and landlords to submit quarterly digital tax updates.

For many, this will be their first encounter with accounting software. The plumber, the childminder, the freelance designer, the landlord with a single rental property: these are the people MTD affects most, and they are exactly who existing tools were not built for. Most accounting software is designed for accountants. It’s expensive, full of technical language, and assumes users already understand or care about bookkeeping. 

TaxHeaven is built on a different premise: to meet people where they are. Full MTD compliance, including HMRC submission, is truly free and accessible to all. For those who want to save time, a fair-value subscription unlocks AI and automation features: from receipt scanning and automatic categorisation, to spreadsheet importing and bulk document extraction. Instead of ledgers and nominal codes, users see outcomes: what they owe, what’s safe to spend, and what they need to do next. The software adapts to the user, not the other way around.

Automating transaction data with open banking

A key challenge for sole traders and landlords is keeping financial records accurate and up to date. Manual entry of income and expenses is time-consuming and error-prone, particularly for people who have never used accounting software before.

Through its integration with Yapily, TaxHeaven connects directly to users' bank accounts and automatically syncs transaction data into the platform. Users connect once, and their tax picture stays up to date in real time. By the time the quarterly MTD deadline arrives, their records are already complete. They just review and submit.

The integration enables:

• Automatic syncing of bank transactions without manual uploads or data entry

• Real-time visibility of income and expenses

• Automated categorisation of transactions aligned with HMRC tax categories

• Up-to-date records ready for quarterly MTD submissions

The integration is built on Yapily's secure, compliant infrastructure. TaxHeaven holds HMRC recognition, is GDPR-compliant, is Cyber Essentials Plus certified, and uses AES-256 encryption, enabling users to connect their accounts with confidence.

“When I started freelancing, I didn’t expect managing finances and tax software — full of jargon and clunky interfaces — to be the hardest part of the job. So I built TaxHeaven: a tax platform designed for people like me, with a simple interface, actually useful AI features, and Yapily’s open banking to make tax one less thing to worry about.” — Raunaq, Founder & Developer, TaxHeaven

A shared commitment to reducing friction

The partnership between TaxHeaven and Yapily reflects what open banking infrastructure can enable. By integrating secure bank data connectivity into tax software, users can maintain accurate, real-time financial records without manual effort, making compliance more straightforward and far less time-consuming.

Together, TaxHeaven and Yapily are removing the friction from compliance, so that sole traders and landlords can connect their bank once, let their records update automatically, and arrive at every quarterly deadline with nothing left to do but review and submit, so that sole traders and landlords can spend their time on what actually matters to them.

Learn more about TaxHeaven and Yapily.