WE'RE GROWINGWe've agreed to acquire finAPI to accelerate open banking and open finance innovation across Europe.

Get more confidence in account ownership

Validate your customers' account name and ownership instantly with our easy to implement API.

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Support compliance

Help to support KYC compliance requirements as part of broader checks

Boost confidence

Validating data straight from the bank gives you confidence in who you're doing business with

Reduce complexity

Improve operational efficiency and reduce operational complexity by leveraging open banking data

Increase conversion

Reduce the need for manual input and improve conversion with our automated API

Simplify payments

Quickly and easily set up payments free from error using data pulled directly from the bank

Improve experiences

Reduce friction and offer a faster, more automated customer experience

OUR COVERAGE

1900+

Institutions seamlessly integrated with our open banking infrastructure

16

Countries and counting, plus our coverage is growing every week

100%

PSD2 API - no legacy technology, no reverse engineering, no compromise

How It Works

Customer selects account

A consumer applies for a credit card. The chosen credit card provider works with Yapily to enhance its credit assessments with open banking, enabling them to validate personal identity information for KYC checks. The consumer starts the onboarding process, selecting which bank account they need to validate account ownership and share identity information.

How It Works - Product Validate - Step 01 ImageHow It Works - Validate - Step 02How It Works - Validate - Step 03

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  • Step 02

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Use Cases

Streamline digital onboarding

Optimise and automate your onboarding journey for a better customer experience

Verify identity and ownership

Validate account ownership as part of your broader identity checks

Simplify payment setup processes

Simple and easy payment setup with automated account ownership details

BY DEVELOPERS FOR DEVELOPERS

  • We do the heavy lifting

    Our API normalises all the boring stuff so you can focus on your product.

  • Simplicity at its core

    We remove the technical complexity, making our API as easy to use and maintain as possible.

  • Licence taken care of

    Yapily’s licence grants you regulated access to open banking data and payments.

WHY OUR CUSTOMERS LOVE YAPILY

“Open banking is a game-changer that will help small businesses put digital at the heart of their finances.”

Chris Evans, Vice President & UK Country Manager at Intuit Quickbooks

Our products make your journey easier

Data

Data

Easy, instant access to financial data. Gain a complete and consistent view of consumer and business information

Bulk Payments

Bulk Payments

Automate bulk payment processes, send funds to multiple recipients from a single account in one transaction

Payments

Payments

Initiate direct account-to-account bank payments, from any application, with no middlemen or unnecessary fees

What are you going to build today?

Build Today media