Yapily blog

Learn more about open banking, explore use cases, and stay up-to-date on industry and company news…all in one place

Industry
The lending industry is under immense pressure and Open Banking could provide a well needed shake up. Making financial data available for lenders to make better lending decisions and use Open Banking payments to reduce their costs.
Industry

Yapily

28th October 2020

4 min read

Why lenders need Open Banking
The Open Banking roadmap is coming to an end and the funding of the OBIE or future equivalent governing body is in jeopardy. We discuss what a clear path to Open Finance and an Open Economy, whilst maintaining the foundations of PSD2, actually looks like.
Industry

Ron Carey

21st August 2020

5 min read

Open Banking: what happens to the funding model after the roadmap?

The UK Finance ‘Open Banking Future State’ report looks at the evolution of the Open Banking ecosystem beyond the final roadmap. The future of Open Banking and how the ecosystem needs to be supported as we move forward to Open Finance and Open Data is of paramount importance for the industry and regulators. But what does the future funding model look like? And what does this mean for the fintech community?

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Industry

Yapily

28th February 2020

4 min read

PSD2: What you need to know about Screen Scraping and APIs

A PSD2 deadline is fast-approaching - and while it’s focused on making payments more safe and secure throughout Europe - it has raised questions on data access and the impact it has on consumers and businesses.

Here we explain the background and different approaches to data access.

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Industry

Team Yapily

18th February 2020

3 min read

Podcast: key learnings and new names to watch at Paris FinTech Forum 2020

During Paris FinTech Forum 2020, Stefano Vaccino speaks to The Global Digital Banker Podcast about the investment landscape in open banking; monetisation; and where the industry is heading

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Industry

Matt Cockayne

31st January 2020

2 min read

Why trust is a fundamental building block of open banking

Having attended the Paris FinTech Forum this week, trust seemed to be a recurring topic. Specifically, in the adoption of open banking services.

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Industry

Yapily

18th December 2019

13 min read

What is Open Banking?

You’ve heard about it. You might’ve even used it. But do you know what open banking really is, the products and services it powers, and how it works? And did you know that it actually refers to two separate things?

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Industry

Team Yapily

16th December 2019

1 min read

Podcast: Open Banking for SME’s

The open banking hype has mainly focused on the consumer marketplace. However SME’s can also hugely benefit. Accounts and transactions can be consolidated improving cash flow management. Payments can be made at a far lower cost and far faster as well as cool stuff including “pay me” buttons in invoices to speed up receivables.

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Industry

Team Yapily

12th December 2019

2 min read

What is Open Banking Limited?

Open Banking Limited is a company mandated by the CMA to ensure that the nine largest retail banks and building societies in the UK meet the deadlines of PSD2 by delivering a common standard of financial APIs.

Read more on the Open Banking website or at https://www.yapily.com/what-is-open-banking

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Industry

Mofe Salami

25th November 2019

3 min read

API Days Roundup
Open Banking Expo 2019
Industry

Jade Thomas

21st November 2019

3 min read

Open Banking Expo: Unlocking the future

Open Banking could “unlock the future” of financial services through better and more efficient use of data, according to speakers at the Open Banking Expo 2019.