Instant, low fee A2A Payment Initiation Service

Provide instant payment initiation services from one account to another. No middlemen, no hidden fees, limitless possibilities.

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Banks and institutions seamlessly integrate with our platform covering consumer and business payments


Countries and counting, with the majority of banks covered in the UK and Germany


Applications created by customers, powered by Yapily's API

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Choose convenience

Securely and easily initiate direct account-to-account payments from any application

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Skip manual data entry

Populate payment details automatically to speed up input and avoid user error

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Prioritise security

Reduce the risk of payment fraud and protect customer data with Strong Customer Authentication (SCA)

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Expedite settlement

Send and receive money from bank-to-bank more quickly with Faster Payments and local payment rails

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Reduce costs

Completely bypass card schemes, interchange fees, and unnecessary middlemen

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Safeguard customers

No card or bank details are shared or stored, lowering the risk of fraud

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Connect to Yapily's open banking infrastructure

An investment app uses Yapily’s infrastructure platform and licences to access financial data from 2,000+ banks, which enables them to offer their customers digital wallets and top-ups instead of relying on card payments.

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Let us do the heavy lifting

Our API powers your applications behind the scenes so your product takes centre stage.

Simplicity at its core

Quickly and easily go-live with best-in-class developer documentation and hands-on support.

Licence taken care of

Innovate securely across payments and data, without the hassle of additional licences.

Explore our API

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One platform. Limitless possibilities. Let’s build the future together.